Associate your accounts with industry types
When activating a merchant account via the Onboarding API, you are asked to define both an "Industry category" and "Specific industry." These pairings help ACHQ to better classify your portfolio and automatically assign merchant category codes and NAICS codes behind the scenes. Acceptable values for each pair can be found in the table below.
If you are unclear on how to classify your customers, or if your market is not accounted for, please let us know.
| Category | Specific |
|---|---|
| Digital Goods and Software | Apps |
| Digital Goods and Software | Books |
| Digital Goods and Software | NFTs / Digital Collectible |
| Digital Goods and Software | Games |
| Digital Goods and Software | Music Or Other Media |
| Digital Goods and Software | Other Digital Goods |
| Digital Goods and Software | Online Marketplace |
| Digital Goods and Software | Software As A Service |
| eCommerce | Miscellaneous Apparel and Accessories |
| eCommerce | Antiques |
| eCommerce | Auto Parts And Accessories |
| eCommerce | Beauty/Cosmetic Products |
| eCommerce | Clothing And Accessories |
| eCommerce | Flowers |
| eCommerce | Hardware Stores |
| eCommerce | Home Electronics |
| eCommerce | Home Goods And Furniture |
| Education | Business And Secretarial Schools |
| Education | Child Care Services |
| Education | Colleges Or Universities |
| Education | Elementary Or Secondary Schools |
| Education | Other Educational Services |
| Education | Vocational Schools And Trade Schools |
| Entertainment And Recreation | Fantasy Sports |
| Entertainment And Recreation | Lotteries |
| Entertainment And Recreation | Online Gambling |
| Entertainment And Recreation | Other Entertainment And Recreation |
| Entertainment And Recreation | Sporting and recreational camps |
| Financial Services | Automotive Lending |
| Financial Services | Business Loans or Lending |
| Financial Services | Consumer Loans or Lending |
| Financial Services | Cryptocurrencies |
| Financial Services | Digital Wallet - P2P |
| Financial Services | Digital Wallet - Stored Value |
| Financial Services | Insurance |
| Financial Services | Money Services Or Transmission |
| Financial Services | Mortgage Lending |
| Financial Services | Other Financial Institutions |
| Financial Services | Personal Fundraising Or Crowdfunding |
| Financial Services | Security Brokers/Dealers |
| Financial Services | Sales Financing |
| Financial Services | Virtual Currencies |
| General Building Services | HVAC |
| General Building Services | Carpentry Contractors |
| General Building Services | Electrical Contractors |
| General Building Services | General Contractors |
| General Building Services | Other Building Services |
| General Building Services | Special Trade Contractors |
| General Building Services | Telecom Equipment and Sales |
| General Building Services | Telecom Services |
| Medical Services | Assisted Living |
| Medical Services | Chiropractors |
| Medical Services | Dentists And Orthodontists |
| Medical Services | Doctors And Physicians |
| Medical Services | Medical Devices |
| Medical Services | Medical Laboratories |
| Medical Services | Mental Health Services |
| Medical Services | Nursing Or Personal Care Facilities |
| Medical Services | Opticians And Eyeglasses |
| Medical Services | Optometrists and Ophthalmologists |
| Medical Services | Osteopaths |
| Medical Services | Other Medical Services |
| Medical Services | Veterinary Services |
| Membership Organizations | Charities Or Social Service Organizations |
| Membership Organizations | Civic, Fraternal, Or Social Associations |
| Membership Organizations | Gym, Sport, or Country Clubs |
| Membership Organizations | Other Membership Organizations |
| Membership Organizations | Political Organizations |
| Membership Organizations | Religious Organizations |
| Personal Services | Clothing rental – costumes, uniforms, and formal wear |
| Personal Services | Counseling Services |
| Personal Services | Equipment, tool, furniture, and appliance rental and leasing |
| Personal Services | Funeral Services |
| Personal Services | Health And Beauty Spas |
| Personal Services | Health And Wellness Coaching |
| Personal Services | Landscaping Services |
| Personal Services | Cleaning, Maintenance, and Janitorial Services |
| Personal Services | Event or Wedding Photography |
| Personal Services | Event or Wedding Rentals |
| Professional Services | Accounting, Auditing, Or Tax Prep |
| Professional Services | Attorneys And Lawyers |
| Professional Services | Auto Services |
| Professional Services | Bail Bonds |
| Professional Services | Computer Repair |
| Professional Services | Consulting |
| Professional Services | Credit Counseling Or Credit Repair |
| Professional Services | Digital Marketing |
| Professional Services | Mortgage Broker |
| Professional Services | Other Business Services |
| Professional Services | Other Marketing Services |
| Professional Services | Printing and Publishing |
| Professional Services | Software Development |
| Professional Services | Warranty Services |
| Retail | Gas station or truck stop |
| Retail | Grocery store |
| Retail | Convenience store |
| Retail | Fast food restaurant |
| Retail | Miscellaneous Apparel and Accessories |
| Retail | Antiques |
| Retail | Auto Parts And Accessories |
| Retail | Beauty/Cosmetic Products |
| Retail | Clothing And Accessories |
| Retail | Flowers |
| Retail | Hardware Stores |
| Retail | Home Electronics |
| Retail | Home Goods And Furniture |
| Transportation | Commuter Transportation |
| Transportation | Courier Services |
| Transportation | Freight Forwarders |
| Transportation | Ridesharing or Delivery Service |
| Transportation | Shipping Or Forwarding |
| Travel And Lodging | Hotels, Inns, Or Motels |
| Travel And Lodging | Travel Marketplace or App |
| Travel And Lodging | Property Rentals |
| Travel And Lodging | Travel Agencies |
| Travel And Lodging | Timeshares |