Associate your accounts with industry types

When activating a merchant account via the Onboarding API, you are asked to define both an "Industry category" and "Specific industry." These pairings help ACHQ to better classify your portfolio and automatically assign merchant category codes and NAICS codes behind the scenes. Acceptable values for each pair can be found in the table below.


If you are unclear on how to classify your customers, or if your market is not accounted for, please let us know.

General IndustrySpecific Industry
Digital Goods and SoftwareFantasy Sports
Digital Goods and SoftwareMusic or Other Media
Digital Goods and SoftwareNFTs / Digital Collectible
Digital Goods and SoftwareOnline Gambling
Digital Goods and SoftwareOnline Marketplace
Digital Goods and SoftwareSaaS and Software Applications
eCommerce and RetailHome Supply Stores
eCommerce and RetailAuto Parts And Accessories
eCommerce and RetailAutomotive Tire Stores
eCommerce and RetailBeauty/Cosmetic Products
eCommerce and RetailBicycle Shops
eCommerce and RetailBook Stores
eCommerce and RetailCamera and Photographic Supply Stores
eCommerce and RetailCaterers
eCommerce and RetailClothing And Accessories
eCommerce and RetailCommercial Equipment (Not Elsewhere Classified)
eCommerce and RetailComputers, Peripherals, and Software
eCommerce and RetailDirect Marketing - Other
eCommerce and RetailFlowers
eCommerce and RetailGas station or truck stop
eCommerce and RetailGrocery Stores, Supermarkets
eCommerce and RetailHobby, Toy, and Game Shops
eCommerce and RetailHome Goods And Furniture
eCommerce and RetailJewelry Stores, Watches, Clocks, and Silverware Stores
eCommerce and RetailMedical Devices
eCommerce and RetailMiscellaneous Apparel and Accessories
eCommerce and RetailMobile Home Dealers
eCommerce and RetailPharmacies
eCommerce and RetailPlumbing, Heating Equipment, and Supplies
eCommerce and RetailShoe Stores
eCommerce and RetailSporting Goods Stores
eCommerce and RetailWrecking and Salvage Yards
EducationBusiness And Secretarial Schools
EducationChild Care Services
EducationColleges Or Universities
EducationElementary Or Secondary Schools
EducationOther Educational Services
EducationVocational Schools And Trade Schools
Entertainment And RecreationDance Hall, Studios, Schools
Entertainment And RecreationGolf Courses - Public
Entertainment And RecreationLotteries
Entertainment And RecreationSporting and recreational camps
Entertainment And RecreationSports Clubs/Fields
Entertainment And RecreationTheatrical Ticket Agencies
Entertainment And RecreationTourist Attractions and Exhibits
Entertainment And RecreationTrailer Parks, Campgrounds
Financial ServicesAutomotive Lending
Financial ServicesBNPL
Financial ServicesBusiness Loans or Lending
Financial ServicesConsumer Loans or Lending
Financial ServicesCryptocurrencies
Financial ServicesDigital Wallet - P2P
Financial ServicesDigital Wallet - Stored Value
Financial ServicesFinancial Institutions
Financial ServicesLease Payments
Financial ServicesMoney Services Or Transmission
Financial ServicesMortgage Lending
Financial ServicesNon-FI, Stored Value Card Purchase/Load
Financial ServicesOther Financial Institutions
Financial ServicesPersonal Fundraising Or Crowdfunding
Financial ServicesSales Financing
Financial ServicesSecurity Brokers/Dealers
Financial ServicesVirtual Currencies
General Building ServicesCarpentry Services
General Building ServicesConcrete Work Services
General Building ServicesConstruction Materials (Not Elsewhere Classified)
General Building ServicesElectrical Contractors
General Building ServicesGeneral Contractors
General Building ServicesHeating, Plumbing, A/C
General Building ServicesHome Supply Warehouse Stores
General Building ServicesLumber, Building Materials Stores
General Building ServicesMasonry, Stonework, and Plaster
General Building ServicesMiscellaneous Publishing and Printing
General Building ServicesRoofing/Siding, Sheet Metal
General Building ServicesSpecial Trade Contractors
Medical ServicesChiropodists, Podiatrists
Medical ServicesChiropractors
Medical ServicesDentists And Orthodontists
Medical ServicesDoctors And Physicians
Medical ServicesHospitals
Medical ServicesMedical Laboratories
Medical ServicesNursing Or Personal Care Facilities
Medical ServicesOpticians And Eyeglasses
Medical ServicesOptometrists and Ophthalmologists
Medical ServicesOsteopaths
Medical ServicesOther Medical Services
Membership OrganizationsCharitable Organizations
Membership OrganizationsCivic, Fraternal, Or Social Associations
Membership OrganizationsGym, Sport, or Country Clubs
Membership OrganizationsOther Membership Organizations
Membership OrganizationsPolitical Organizations
Membership OrganizationsReligious Organizations
Personal ServicesAuto Body Repair Shops
Personal ServicesAuto Services
Personal ServicesBail Bonds
Personal ServicesCar Rental Agencies
Personal ServicesCarpet/Upholstery Cleaning
Personal ServicesCleaning, Maintenance, and Janitorial Services
Personal ServicesClothing rental - costumes, uniforms, and formal wear
Personal ServicesCredit Counseling Or Credit Repair
Personal ServicesCredit Reporting Agencies
Personal ServicesEmployment/Temp Agencies
Personal ServicesEquipment, tool, furniture, and appliance rental or leasing
Personal ServicesEvent or Wedding Rentals
Personal ServicesExterminating Services
Personal ServicesFuneral Services
Personal ServicesHealth And Beauty Spas
Personal ServicesHealth And Wellness Coaching
Personal ServicesInformation Retrieval Services
Personal ServicesLandscaping Services
Personal ServicesPhotography (Events or Wedding)
Personal ServicesQuick Copy, Repro, and Blueprint
Personal ServicesRecreational Vehicle Rentals
Personal ServicesTax Preparation Services
Personal ServicesTruck/Utility Trailer Rentals
Personal ServicesVeterinary Services
Personal ServicesWatch/Jewelry Repair
Professional ServicesInformation Technology Services
Professional ServicesAccounting, Auditing, Or Tax Prep
Professional ServicesArchitectural/Surveying Services
Professional ServicesAttorneys And Lawyers
Professional ServicesCommercial Photography, Art and Graphics
Professional ServicesConsulting
Professional ServicesDigital Marketing and Advertising
Professional ServicesInsurance - Default
Professional ServicesInsurance Underwriting, Premiums, Warranties
Professional ServicesMiscellaneous Business Services
Professional ServicesProfessional Services (other)
Professional ServicesSoftware Development
Professional ServicesTesting Laboratories
Transportation and FacilitiesAirlines, Air Carriers
Transportation and FacilitiesBoat Rentals and Leases
Transportation and FacilitiesCourier Services
Transportation and FacilitiesFreight Forwarders
Transportation and FacilitiesMarinas, Service and Supplies
Transportation and FacilitiesPublic Warehousing and Storage
Transportation and FacilitiesRidesharing or Delivery Service
Transportation and FacilitiesTaxicabs/Limousines
Transportation and FacilitiesTolls/Bridge Fees
Transportation and FacilitiesTransportation Services (Not Elsewhere Classified)
Travel / LodgingCruise Lines
Travel / LodgingHotels and short-term rentals
Travel / LodgingProperty Rentals
Travel / LodgingTimeshares
Travel / LodgingTravel Agencies and Tours
UtilitiesCable, Satellite, and Other Pay Television and Radio
UtilitiesCell and Prepaid Services
UtilitiesElectric, Gas, Water, and Sanitary
UtilitiesISP and Network Services
UtilitiesTelecom Equipment and Sales