Associate your accounts with industry types

When activating a merchant account via the Onboarding API, you are asked to define both an "Industry category" and "Specific industry." These pairings help ACHQ to better classify your portfolio and automatically assign merchant category codes and NAICS codes behind the scenes. Acceptable values for each pair can be found in the table below.

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If you are unclear on how to classify your customers, or if your market is not accounted for, please let us know.

General Industry	Specific Industry
Digital Goods and Software	Fantasy Sports
Digital Goods and Software	Music or Other Media
Digital Goods and Software	NFTs / Digital Collectible
Digital Goods and Software	Online Gambling
Digital Goods and Software	Online Marketplace
Digital Goods and Software	SaaS and Software Applications
eCommerce and Retail	Home Supply Stores
eCommerce and Retail	Auto Parts And Accessories
eCommerce and Retail	Automotive Tire Stores
eCommerce and Retail	Beauty/Cosmetic Products
eCommerce and Retail	Bicycle Shops
eCommerce and Retail	Book Stores
eCommerce and Retail	Camera and Photographic Supply Stores
eCommerce and Retail	Caterers
eCommerce and Retail	Clothing And Accessories
eCommerce and Retail	Commercial Equipment (Not Elsewhere Classified)
eCommerce and Retail	Computers, Peripherals, and Software
eCommerce and Retail	Direct Marketing - Other
eCommerce and Retail	Flowers
eCommerce and Retail	Gas station or truck stop
eCommerce and Retail	Grocery Stores, Supermarkets
eCommerce and Retail	Hobby, Toy, and Game Shops
eCommerce and Retail	Home Goods And Furniture
eCommerce and Retail	Jewelry Stores, Watches, Clocks, and Silverware Stores
eCommerce and Retail	Medical Devices
eCommerce and Retail	Miscellaneous Apparel and Accessories
eCommerce and Retail	Mobile Home Dealers
eCommerce and Retail	Pharmacies
eCommerce and Retail	Plumbing, Heating Equipment, and Supplies
eCommerce and Retail	Shoe Stores
eCommerce and Retail	Sporting Goods Stores
eCommerce and Retail	Wrecking and Salvage Yards
Education	Business And Secretarial Schools
Education	Child Care Services
Education	Colleges Or Universities
Education	Elementary Or Secondary Schools
Education	Other Educational Services
Education	Vocational Schools And Trade Schools
Entertainment And Recreation	Dance Hall, Studios, Schools
Entertainment And Recreation	Golf Courses - Public
Entertainment And Recreation	Lotteries
Entertainment And Recreation	Sporting and recreational camps
Entertainment And Recreation	Sports Clubs/Fields
Entertainment And Recreation	Theatrical Ticket Agencies
Entertainment And Recreation	Tourist Attractions and Exhibits
Entertainment And Recreation	Trailer Parks, Campgrounds
Financial Services	Automotive Lending
Financial Services	BNPL
Financial Services	Business Loans or Lending
Financial Services	Consumer Loans or Lending
Financial Services	Cryptocurrencies
Financial Services	Digital Wallet - P2P
Financial Services	Digital Wallet - Stored Value
Financial Services	Financial Institutions
Financial Services	Lease Payments
Financial Services	Money Services Or Transmission
Financial Services	Mortgage Lending
Financial Services	Non-FI, Stored Value Card Purchase/Load
Financial Services	Other Financial Institutions
Financial Services	Personal Fundraising Or Crowdfunding
Financial Services	Sales Financing
Financial Services	Security Brokers/Dealers
Financial Services	Virtual Currencies
General Building Services	Carpentry Services
General Building Services	Concrete Work Services
General Building Services	Construction Materials (Not Elsewhere Classified)
General Building Services	Electrical Contractors
General Building Services	General Contractors
General Building Services	Heating, Plumbing, A/C
General Building Services	Home Supply Warehouse Stores
General Building Services	Lumber, Building Materials Stores
General Building Services	Masonry, Stonework, and Plaster
General Building Services	Miscellaneous Publishing and Printing
General Building Services	Roofing/Siding, Sheet Metal
General Building Services	Special Trade Contractors
Medical Services	Chiropodists, Podiatrists
Medical Services	Chiropractors
Medical Services	Dentists And Orthodontists
Medical Services	Doctors And Physicians
Medical Services	Hospitals
Medical Services	Medical Laboratories
Medical Services	Nursing Or Personal Care Facilities
Medical Services	Opticians And Eyeglasses
Medical Services	Optometrists and Ophthalmologists
Medical Services	Osteopaths
Medical Services	Other Medical Services
Membership Organizations	Charitable Organizations
Membership Organizations	Civic, Fraternal, Or Social Associations
Membership Organizations	Gym, Sport, or Country Clubs
Membership Organizations	Other Membership Organizations
Membership Organizations	Political Organizations
Membership Organizations	Religious Organizations
Personal Services	Auto Body Repair Shops
Personal Services	Auto Services
Personal Services	Bail Bonds
Personal Services	Car Rental Agencies
Personal Services	Carpet/Upholstery Cleaning
Personal Services	Cleaning, Maintenance, and Janitorial Services
Personal Services	Clothing rental - costumes, uniforms, and formal wear
Personal Services	Credit Counseling Or Credit Repair
Personal Services	Credit Reporting Agencies
Personal Services	Employment/Temp Agencies
Personal Services	Equipment, tool, furniture, and appliance rental or leasing
Personal Services	Event or Wedding Rentals
Personal Services	Exterminating Services
Personal Services	Funeral Services
Personal Services	Health And Beauty Spas
Personal Services	Health And Wellness Coaching
Personal Services	Information Retrieval Services
Personal Services	Landscaping Services
Personal Services	Photography (Events or Wedding)
Personal Services	Quick Copy, Repro, and Blueprint
Personal Services	Recreational Vehicle Rentals
Personal Services	Tax Preparation Services
Personal Services	Truck/Utility Trailer Rentals
Personal Services	Veterinary Services
Personal Services	Watch/Jewelry Repair
Professional Services	Information Technology Services
Professional Services	Accounting, Auditing, Or Tax Prep
Professional Services	Architectural/Surveying Services
Professional Services	Attorneys And Lawyers
Professional Services	Commercial Photography, Art and Graphics
Professional Services	Consulting
Professional Services	Digital Marketing and Advertising
Professional Services	Insurance - Default
Professional Services	Insurance Underwriting, Premiums, Warranties
Professional Services	Miscellaneous Business Services
Professional Services	Professional Services (other)
Professional Services	Software Development
Professional Services	Testing Laboratories
Transportation and Facilities	Airlines, Air Carriers
Transportation and Facilities	Boat Rentals and Leases
Transportation and Facilities	Courier Services
Transportation and Facilities	Freight Forwarders
Transportation and Facilities	Marinas, Service and Supplies
Transportation and Facilities	Public Warehousing and Storage
Transportation and Facilities	Ridesharing or Delivery Service
Transportation and Facilities	Taxicabs/Limousines
Transportation and Facilities	Tolls/Bridge Fees
Transportation and Facilities	Transportation Services (Not Elsewhere Classified)
Travel / Lodging	Cruise Lines
Travel / Lodging	Hotels and short-term rentals
Travel / Lodging	Property Rentals
Travel / Lodging	Timeshares
Travel / Lodging	Travel Agencies and Tours
Utilities	Cable, Satellite, and Other Pay Television and Radio
Utilities	Cell and Prepaid Services
Utilities	Electric, Gas, Water, and Sanitary
Utilities	ISP and Network Services
Utilities	Telecom Equipment and Sales