Associate your accounts with industry types

When activating a merchant account via the Onboarding API, you are asked to define both an "Industry category" and "Specific industry." These pairings help ACHQ to better classify your portfolio and automatically assign merchant category codes and NAICS codes behind the scenes. Acceptable values for each pair can be found in the table below.


If you are unclear on how to classify your customers, or if your market is not accounted for, please let us know.

Digital Goods and SoftwareApps
Digital Goods and SoftwareBooks
Digital Goods and SoftwareNFTs / Digital Collectible
Digital Goods and SoftwareGames
Digital Goods and SoftwareMusic Or Other Media
Digital Goods and SoftwareOther Digital Goods
Digital Goods and SoftwareOnline Marketplace
Digital Goods and SoftwareSoftware As A Service
eCommerceMiscellaneous Apparel and Accessories
eCommerceAuto Parts And Accessories
eCommerceBeauty/Cosmetic Products
eCommerceClothing And Accessories
eCommerceHardware Stores
eCommerceHome Electronics
eCommerceHome Goods And Furniture
EducationBusiness And Secretarial Schools
EducationChild Care Services
EducationColleges Or Universities
EducationElementary Or Secondary Schools
EducationOther Educational Services
EducationVocational Schools And Trade Schools
Entertainment And RecreationFantasy Sports
Entertainment And RecreationLotteries
Entertainment And RecreationOnline Gambling
Entertainment And RecreationOther Entertainment And Recreation
Entertainment And RecreationSporting and recreational camps
Financial ServicesAutomotive Lending
Financial ServicesBusiness Loans or Lending
Financial ServicesConsumer Loans or Lending
Financial ServicesCryptocurrencies
Financial ServicesDigital Wallet - P2P
Financial ServicesDigital Wallet - Stored Value
Financial ServicesInsurance
Financial ServicesMoney Services Or Transmission
Financial ServicesMortgage Lending
Financial ServicesOther Financial Institutions
Financial ServicesPersonal Fundraising Or Crowdfunding
Financial ServicesSecurity Brokers/Dealers
Financial ServicesSales Financing
Financial ServicesVirtual Currencies
General Building ServicesHVAC
General Building ServicesCarpentry Contractors
General Building ServicesElectrical Contractors
General Building ServicesGeneral Contractors
General Building ServicesOther Building Services
General Building ServicesSpecial Trade Contractors
General Building ServicesTelecom Equipment and Sales
General Building ServicesTelecom Services
Medical ServicesAssisted Living
Medical ServicesChiropractors
Medical ServicesDentists And Orthodontists
Medical ServicesDoctors And Physicians
Medical ServicesMedical Devices
Medical ServicesMedical Laboratories
Medical ServicesMental Health Services
Medical ServicesNursing Or Personal Care Facilities
Medical ServicesOpticians And Eyeglasses
Medical ServicesOptometrists and Ophthalmologists
Medical ServicesOsteopaths
Medical ServicesOther Medical Services
Medical ServicesVeterinary Services
Membership OrganizationsCharities Or Social Service Organizations
Membership OrganizationsCivic, Fraternal, Or Social Associations
Membership OrganizationsGym, Sport, or Country Clubs
Membership OrganizationsOther Membership Organizations
Membership OrganizationsPolitical Organizations
Membership OrganizationsReligious Organizations
Personal ServicesClothing rental – costumes, uniforms, and formal wear
Personal ServicesCounseling Services
Personal ServicesEquipment, tool, furniture, and appliance rental and leasing
Personal ServicesFuneral Services
Personal ServicesHealth And Beauty Spas
Personal ServicesHealth And Wellness Coaching
Personal ServicesLandscaping Services
Personal ServicesCleaning, Maintenance, and Janitorial Services
Personal ServicesEvent or Wedding Photography
Personal ServicesEvent or Wedding Rentals
Professional ServicesAccounting, Auditing, Or Tax Prep
Professional ServicesAttorneys And Lawyers
Professional ServicesAuto Services
Professional ServicesBail Bonds
Professional ServicesComputer Repair
Professional ServicesConsulting
Professional ServicesCredit Counseling Or Credit Repair
Professional ServicesDigital Marketing
Professional ServicesMortgage Broker
Professional ServicesOther Business Services
Professional ServicesOther Marketing Services
Professional ServicesPrinting and Publishing
Professional ServicesSoftware Development
Professional ServicesWarranty Services
RetailGas station or truck stop
RetailGrocery store
RetailConvenience store
RetailFast food restaurant
RetailMiscellaneous Apparel and Accessories
RetailAuto Parts And Accessories
RetailBeauty/Cosmetic Products
RetailClothing And Accessories
RetailHardware Stores
RetailHome Electronics
RetailHome Goods And Furniture
TransportationCommuter Transportation
TransportationCourier Services
TransportationFreight Forwarders
TransportationRidesharing or Delivery Service
TransportationShipping Or Forwarding
Travel And LodgingHotels, Inns, Or Motels
Travel And LodgingTravel Marketplace or App
Travel And LodgingProperty Rentals
Travel And LodgingTravel Agencies
Travel And LodgingTimeshares