Bank account ID

post

https://www.speedchex.com/datalinks/transact.aspx/?bankID

First uses the routing and account number to provide real-time account status for consumer and business accounts

If the account is valid, verifies your customer is an authorized signatory on a bank account to confirm transactional authority on the account prior to processing a payment.

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Query Params

ProviderID

string

required

Defaults to 99

Your Platform ID as provided by ACHQ

Provider_GateKey

string

required

Defaults to test

Provided by ACHQ

Provider_GateID

string

required

Defaults to test

Provided by ACHQ

MerchantID

string

required

Defaults to 2001

Unique identifier for your customer. Provided by ACHQ

Merchant_GateID

string

required

Defaults to test

Gateway ID for you customer. Provided by ACHQ

Merchant_GateKey

string

required

Defaults to test

API Key for you customer. Provided by ACHQ

CommandVersion

string

required

Defaults to 2.0

Use a value of 2.0 for this API version

Command

string

Defaults to ECheck.VerifyPlus

Use value ECheck.VerifyPlus

OwnerAuth

string

Defaults to On

Set to On to authenticate bank account ownership.

Form Data

Provider_TransactionID

string

Defaults to 21321312

An external ID which can be used for traceability between your application and ACHQ

RoutingNumber

string

required

Defaults to 123123123

Bank routing number

AccountNumber

string

required

Defaults to 123456789

Bank account number

CustomerName

string

Defaults to Bob Loblaw

Name of person on bank account if this is a personal account

Company

string

Company name on bank account if this is a business account

Address1

string

Street address on bank account

Address2

string

Additional address information

City

string

Account holder city

State

string

Account holder state

Zip

string

Account holder zip

Country

string

Account holder's country. Only US and CA are supported

Phone Number

int32

Account holder's phone number - max length 10. Do not include country code.

TaxID

string

SSN/Last 4 or Employer Identification Number

Response

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Response

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